EMPOWER-i

Flexible Takaful plan to match your life goals

Why you will love this

Be empowered to choose the payment and coverage terms of your choice

Enhance potential returns with our Maturity Booster

Optimal protection for you and your family with no lapse facility

Who can apply

Individuals between the ages of 30 days and 70 years old (inclusive both ages)

Open to Malaysians, Singaporeans, Bruneians and Permanent Residents in Malaysia. Foreigner applicant is allowed (Terms and conditions applied)

FEATURES AND BENEFITS
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Death/Total and Permanent Disability Benefit

Receive up to 105% of total Basic Contribution Paid upon death or TPD* of the Person Covered*


*Up to the age of 70 years.

Receive up to 105% of total Basic Contribution Paid upon death or TPD* of the Person Covered*


*Up to the age of 70 years.

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Maturity Booster

Enhance your potential returns from the Universal Takaful Account with our Maturity Booster at the end of your coverage term.

Enhance your potential returns from the Universal Takaful Account with our Maturity Booster at the end of your coverage term.

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Maturity Benefit

Receive at least 100% of your total Basic Contribution Paid at maturity ensuring your principal is fully protected.

Receive at least 100% of your total Basic Contribution Paid at maturity ensuring your principal is fully protected.

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No-Lapse Facility

Your Certificate will not lapse*, ensuring you remain protected regardless of market conditions.


*As long as all contributions are up to date.

Your Certificate will not lapse*, ensuring you remain protected regardless of market conditions.


*As long as all contributions are up to date.

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Choice of contribution and coverage terms

Choose from contribution terms of 3, 5, and 8 years, and coverage terms of 10, 15, and 25 years.

Choose from contribution terms of 3, 5, and 8 years, and coverage terms of 10, 15, and 25 years.

HOW IT WORKS

Encik Fariq is 40-year-old and a non-smoker who intends to prepare for his 9-year-old son’s future university education expenses. He is considering Empower-i as he could adjust the coverage term according to his son’s education needs and therefore opts for a contribution term of 3 years with a coverage term of 10 years. Throughout his coverage term, he is eligible for Death and TPD benefits. Upon maturity, he will receive his total Maturity Benefit (inclusive of Maturity Booster) which will be paid in full.

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Universal Takaful Account (UTA) is the account into which the Basic Contribution, Underwriting Surplus and/or Investment Profit arising shall be allocated.

Encik Fariq will be protected throughout his Certificate term with basic Takaful Protection.

Note: The example above is for illustration purposes only and not indicative of construed as likely returns. Terms and conditions apply.

Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the abovementioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

Encik Faizal is 40-year-old and a non-smoker who intends to prepare for his retirement at 55. He is considering Empower-I as he could adjust the coverage term according to his retirement needs and therefore opts for a contribution term of 8 years with a coverage term of 15 years. Throughout his coverage term, he is eligible for Death and TPD benefits. Upon maturity, he will receive his total Maturity Benefit (inclusive of Maturity Booster) which will be paid in full.

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Encik Faizal will be protected throughout his Certificate term with basic Takaful Protection.

Note: The example above is for illustration purposes only and not indicative or construed as likely returns. Terms and conditions apply.

Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the abovementioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

MORE INFORMATION

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