Empower-i

Flexibility to customise your Universal Takaful Plan

Achieve your life goals with peace of mind with flexible terms and protection against Death or Total and Permanent Disability

Be empowered to choose your payment term

Choose from contribution terms of 3, 5, or 8 years, and coverage terms of 10, 15, or 25 years

Be protected, without any hassle

Enjoy hassle-free enrolment of up to a limit of RM300,000 in Basic Annual Contribution with no medical underwriting

Flexibility to customise your Universal Takaful Plan

Achieve your life goals with peace of mind with flexible terms and protection against Death or Total and Permanent Disability

Be empowered to choose your payment term

Choose from contribution terms of 3, 5, or 8 years, and coverage terms of 10, 15, or 25 years

Be protected, without any hassle

Enjoy hassle-free enrolment of up to a limit of RM300,000 in Basic Annual Contribution with no medical underwriting

What is Empower-i?

Empower-i is a Takaful plan underwritten by Great Eastern Takaful Berhad. With Empower-i you can enjoy the flexibility to choose from various contribution payment terms, right from the start, to match your financial goals and/or financial situation.

Key Benefits of Empower-i

Death/TPD Benefit	Maturity Booster	Maturity Benefit	No-Lapse Facility	Choice of Contribution and Coverage Terms
Receive up to 105% of total Basic Contribution Paid upon death or TPD* of the Person Covered * up to the age of 70 years	Enhance your potential returns from the Universal Takaful Account with Maturity Booster at the end of your coverage term	Receive at least 100% of your total basic contribution paid at maturity, ensuring that your principal is fully protected	Your Certificate will not lapse, ensuring that you remain protected regardless of market conditions as long as all contributions are up-to-date	Choose from contribution terms of 3, 5, or 8 years, and coverage terms of 10, 15, or 25 years

Terms and conditions apply.

Death/TPD Benefit

Receive up to 105% of total Basic Contribution Paid upon death or TPD* of the Person Covered
* up to the age of 70 years

Maturity Booster

Enhance your potential returns from the Universal Takaful Account with Maturity Booster at the end of your coverage term

Maturity Benefit

Receive at least 100% of your total basic contribution paid at maturity, ensuring that your principal is fully protected

No-Lapse Facility

Your Certificate will not lapse*, ensuring that you remain protected regardless of market conditions
* as long as all contributions are up-to-date

Choice of Contribution and Coverage Terms

Choose from contribution terms of 3, 5, or 8 years, and coverage terms of 10, 15, or 25 years

Terms and conditions apply.

An example of how Empower-i works

Encik Fariq is 40 years old and a non-smoker who intends to prepare for his 9-year-old son’s future university education expenses. He is considering Empower-i as he could adjust the coverage term according to his son’s education needs and therefore opts for a contribution term of 3 years with a coverage term of 10 years. Throughout his coverage term, he is eligible for Death and TPD benefits. Upon maturity, he will receive his total Maturity Benefit (inclusive of Maturity Booster) which will be paid in full.

¹ Universal Takaful Account (UTA) is the account into which the Basic Contribution, Underwritting Surplus and/or Invesment Profit arising shall be allocated.

En. Falq will be protected throughout his Certificate term with basic Takaful Protection
Note: The example above is for illustration purposes only and not indicative or construed as likely return. Terms and conditions apply.

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Disclaimer:

Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the abovementioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

Important Notices: