MoneyMax Account

Savings account with monthly statements

Initial deposit


Minimum monthly balance


RM5 monthly service fee applies
if average monthly balance falls below RM5,000


  • Age 18 and above
  • Malaysians, Malaysia PRs and foreigners
How to apply

Amount in account:

RM50,000 and below

Up to RM100,000

Up to RM500,000

Above RM500,000


0.25% a year

0.25% a year

0.35% a year

0.95% a year

Interest is calculated daily and credited half-yearly on 30 June and 31 December.

To reward and encourage savings with OCBC Bank, MoneyMax Account rewards you with 5% bonus interest on interest earned during the year for customers who increase their savings by RM50,000 or more from the previous year based on their account balance at 31 December.

The bonus interest will be credited on 31 December.

Online banking

Track your money

View all your OCBC Bank accounts, download previous and current statements, and much more with OCBC Bank Online Banking.

Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC Bank, or to other banks' accounts via MEPS interbank GIRO.

Access over 10,000 ATMs nationwide

Wide network

OCBC ATM cards are accepted at all MEPS ATMs. Withdrawals are free at any OCBC (In Singapore and Malaysia) or OCBC NISP ATM (In Indonesia).

Global access

Make withdrawals at over 600 OCBC ATMs in Singapore and at Visa PLUS ATMs anywhere in the world.

Apply at one of our branches

Please bring along:

for initial deposit

Identity card

Find nearest branch to apply

Important Notices

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at