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Businesses registered with Suruhanjaya Syarikat Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers in Malaysia.
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Malaysians residing in Malaysia and hold a minimum of 51% shareholding in the SMEs.
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Meets the definition of SMEs issued by SME Corporation Malaysia.
FINANCING TO SMEs
Affordable financing scheme support for SMEs
Enjoy customisable financial solutions that cater to your business needs.
Features and Benefits
Financing from RM50,000 to RM5 million
Payment period of up to 8 years
Before you apply
Eligibility requirements
Business registration
Businesses registered with Suruhanjaya Syarikat Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers in Malaysia.
Must be an SME defined by SME Corporation Malaysia (excluding SMEs in the Primary Agriculture Sector and Microenterprises).
Business ownership
Malaysians residing in Malaysia and hold a minimum of 51% shareholding in the SMEs.
Purpose of financing
Capital expenditures (e.g. purchase of machinery and equipment or renovation costs for owner-occupied business premises, and/or working capital.
The financing amount cannot be used for the following:
- Refinancing of existing credit/financing facilities.
- Purchase of shares.
- Purchase of land/real estate investment.
- Property development.
- Investment by investment holding companies.
- Activities where the stock-in-trade is money (including but not limited to credit, leasing, factoring and insurance businesses).
- Gambling, alcohol, tobacco or other similar activities and products; and
- Non-Shariah-compliant business activities (applicable to Islamic financing only).
Fees and charges
The fees and charges will depend on several factors including the financing amount and type of collateral pledged.
Terms and conditions
Submission
All required forms and supporting documents must be duly completed and submitted.
Approval
All financings are subject to satisfactory assessment by the Bank.
Subject to approval by Bank Negara Malaysia.
Subject to approval by Bank Negara Malaysia.
or call us at +603 8314 9090
Operating hours are from 9am to 6pm, Monday to Friday (Excluding public holidays)
FAQ
Who can apply for this product?
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