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OCBC Bank offers a comprehensive range of innovative banking services and financial solutions in consumer banking, business banking, investment banking, global treasury, and investment management, among others. In addition, the OCBC Group has diverse subsidiaries that are involved in insurance, financial futures; regional stockbroking; asset management, trustee, nominee and custodian services; property development and hotel management.
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In Malaysia, OCBC Bank's Consumer Financial Services division offers an array of consumer products and services to its customers. These range from providing convenience in financial transactions and deposits, home loans, credit cards, personal overdraft, commercial property loans and premier banking to investment opportunities and insurance. The Bank also has a leading presence in several segments, including homes loans and wealth management, through which it offers unit trust and bancassurance products, for example, working closely with leading fund managers.
To find out more about our Consumer Banking products and services, click here.
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The Business Banking division, the corporate banking unit of OCBC Bank, services small and medium-sized enterprises (SMEs), large corporates, real estate companies, government bodies and institutional customers. Its service philosophy is to provide clients with high-quality customer service, a one-stop banking centre with professional expertise and quick turnaround time. It offers clients a whole range of products and services from traditional credit facilities and cash management services to more sophisticated capital raising arrangements in the public debt market.
To find out more about our Business Banking products and services, click here.
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The Investment Banking division, which comprises Capital Markets, Corporate Finance and Mezzanine Capital, works closely with the Business Banking division to develop and customise products and services to meet customers' specific requirements.
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OCBC Bank has also been actively offering a wide range of Islamic Banking products and services for both retail and business banking for the past ten years. Each Islamic Banking product and service was developed based on the applicable Syariah contract and with the endorsement of the Syariah Advisory Committee to meet the requirements of both Muslims and non-Muslims alike. Features such as fixed financing rates and profit sharing have attracted a growing loyal group of customers for Islamic Banking's concept of fairness, being caring and accurate. Islamic Banking has proven to be a profitable venture which benefits both the Bank and its customers.
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The Transaction Banking division offers transaction-related services such as cash management and trade finance to SMEs, large corporations, financial institutions and government entities. A dedicated team of trade specialists helps customers to structure trade solutions for business banking customers' import/export needs, while cash management specialists offer solutions to help streamline operations and optimise cash flows. With state-of-the-art electronic delivery systems, clients get to make payments and prepare trade documents with ease, speed and accuracy.
To find out more about our Transaction Banking products and services, click here.
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The Treasury division works in partnership with the Business Banking and Consumer Financial Services divisions to structure products and financial solutions for customers who need to invest their funds or hedge their exposure. It also engages in proprietary trading in the money, foreign exchange, fixed income securities and derivatives markets. OCBC's focus here is to assist clients to better manage their market risks in foreign exchange and interest rates. The team focuses on understanding clients' business needs and offering competitive rates and efficient execution services, using state-of-the-art tools and technology.
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