Get Liquidity Without Selling Out
With OCBC Premier Banking, there's more than one way to access liquidity without having to sell valuable assets. Our Premier Loan Specialist will work closely with your Relationship manager to guide you through your wealth management and financing options, so you can be assured that every investment you make paves the way for the next.
Overdraft facility
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With your Shares
Pledge any shares you own and obtain an overdraft of up to 50% of the prevailing share values.
BENEFITS
Options to pledge approved shares listed in Bursa Malaysia or Singapore Exchange Limited.
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No fixed monthly instalment, only pay when you use the overdraft facility.
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No lock-in period.
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1.00% p.a. commitment fee required on daily unutilised portion for Overdrafts exceeding RM250,000.
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With your Deposit, Investment or Insurance Products
Pledge your fixed deposit, investment, single premium endowment plan or unit trust to obtain an overdraft of up to 100% of the collateral's value.
BENEFITS
No commitment fees for Overdraft Fixed Deposit.
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No fixed monthly instalment, only pay when you use the overdraft facility.
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Up to 2 times of your Fixed Deposit
Pledge your OCBC fixed deposit without withdrawing it to obtain an overdraft of up to 2 times its value.
BENEFITS
No fixed monthly instalment, only pay when you use the overdraft facility.
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1.00% p.a. commitment fee required on daily unutilised portion for Overdrafts exceeding RM250,000.
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Terms and conditions apply.
Key Risks
- The bank may request a full repayment of the overdraft as and when required.
- For Overdraft against shares, fluctuations in share price and uncertain market conditions might impact the Margin of Advance of your Overdraft. You may need to top-up the shortfall in cash or pledge more shares if the Margin o Advance of your Overdraft is exceeded.
Eligibility
You can become a Premier Banking customer with deposits and/or investments of
RM300,000
or more with us.
