Increase wealth
opportunities with the
power of leverage.
When investment opportunities arise, you want the flexibility to make astute decisions and increase your wealth, without compromising on your existing portfolio. Secure additional funds through our facilities that offer flexibility in tenures and a range of currencies to draw down, so you enjoy customised solutions for added investment advantage.
Wealth Financing Solutions
Overdraft
Pledge your Fixed Deposit or Unit Trust to obtain an overdraft of up to 100% of the collateral value.
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Collateral
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Margin of advance (MOA)
|
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Unit Trust
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Up to 90%
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Fixed Deposit
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100%
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Foreign Currency Time Deposit
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90%
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- A commitment fee of 1% p.a. will be imposed on daily unutilised portion where the total or aggregate overdraft facilities with the Bank is more than RM250,000
- No commitment fee for overdraft pledged against Fixed Deposit
- No fixed monthly instalment, as you only pay interest on the amount utilised
Terms and conditions apply.
Overdraft facility is only available in MYR and eligible for Malaysian Residents aged 18 years old and above. Margin of Advance for Unit Trust is based on selected Unit Trusts and on asset classes. For the full list of Unit Trusts available, please speak to your Client Advisor. Overdraft facility is subject to approval of OCBC Bank and is subject to annual review as well as repayable on demand.
Portfolio Financing
Maximise the potential of your portfolio through additional capital for further investment and potential returns.
|
Collateral
|
Margin of advance (MOA)
|
|
Unit Trust
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Up to 90%
|
|
Fixed Deposit
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Up to 90%
|
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Foreign Currency Time Deposit
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85%
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Bonds
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Up to 70%
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- Available in the 6 most tradable foreign currencies: Australian Dollar (AUD), Canadian Dollar (CND), Euro (EUR), New Zealand Dollar (NZD), Great Britain Pound Sterling (GBP) and United States Dollar (USD).
- Eligible for Malaysia Residents from the age of 21 – 70 years old only.
- Financing amount of minimum RM100,000 to a maximum of RM10 million.
- Financing tenures of 3 months and 6 months.
- Flexibility to rollover balances.
- No processing fee, commitment fee and rollover fee imposed.
Terms and conditions apply.
Margin Of Advance for Unit Trust and Bonds is based on selected products and asset classes. For the full list of Unit Trust and Bonds available, please speak to your Client Advisor. Portfolio Financing facility and Margin Of Advance are subject to approval of OCBC Bank.
