Personal Accident

Accident insurance policies that give you extensive coverage

Accidents can happen at any time. Choose from these 2 plans to suit your needs and get 24-hour worldwide protection.


Wide range of financial protection plans for you and your family.

  • 4 types of plans
  • Lump-sum payout in the event of accidental death or total and permanent disability
  • Get daily cash allowance if you are hospitalised due to an accident
  • Subsidy is paid to each insured child if both parents pass away in the same accident
  • Double Indemnity – The principal sum insured for death & permanent loss of two limbs, total paralysis or total loss of sight will be doubled in the event of an accident cause by snatch theft or robbery or while traveling in a public conveyance.
Underwritten by Pacific Insurance Berhad
Age between 18 and 70 years

HomeGuard PA

Personal accident plan that covers accidental death and permanent disablement.

  • 2 types of plans
  • 200% payout for death and permanent loss of 2 limbs, total paralysis or total loss of sight caused by snatch theft or robbery while travelling on public transport
  • Inconvenience allowance
  • Accommodation reimbursement
  • Utility bills reimbursement
  • This product is available via Telemarketing Channel only

Age between 18 and 50

Want to know more about our insurance products?

Find nearest branch to apply

Call us at


1300 88 5000

Important notices
  • Disclaimers


    The above is for general information only and does not constitute any offer or solicitation or advice to buy or sell any insurance plans. It is not a contract of insurance. The precise terms, conditions and definitions of this insurance plan are specified in the policy contract. Insurance plans are not bank deposits and are not obligations of or guaranteed or insured by OCBC Bank (Malaysia) Berhad (“OCBC Bank”). These insurance products are obligations only of the insurance company and all claims and liabilities arising from the insurance products shall be referred to insurance company.

    You should read the Product Brochure (obtainable from OCBC Bank) and you may wish to seek advice from your financial advisor, before deciding whether to buy this product.

    OCBC Bank hereby disclaims any liability for any loss or damage (including without limitation, loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise in connection with the above plan or any products or services provided or offered by insurance company. OCBC Bank does not endorse or recommend any products or services offered, or represent or verify any information given by insurance company. Other terms and conditions apply. For the full terms and conditions, please refer to any OCBC Bank branches.