What is Legacy-i?

Legacy-i is a Takaful plan underwritten by Great Eastern Takaful Berhad. With Legacy-i, you get to enjoy lifelong coverage that increases over time until maturity at the age of 100 on the next birthday, as well as potential investment upside to secure a brighter future for your loved ones.

Key Benefits of Legacy-i?

1 UTA is the account to which the Basic Contribution, Underwriting Surplus and/or Investment Profit arising shall be allocated.
2 If death/TPD is due to non-accidental causes in the first two (2) Certificate years, 100% of Total Basic Contribution Paid (TBCP) will be payable.

How Does Legacy-i Work?​

Mr Danial is a 40-year-old, who purchases Legacy-i to secure a brighter future for him and his next generation. With Legacy-i, he has the flexibility to utilise his built-up UTA value to fulfil his family goals.

TBCP = Total Basic Contribution Paid
UTA = Participant’s Universal Takaful Account

Note: This is for illustration purposes only and the projected returns are not guaranteed. It assumes that the projected gross crediting rate is based on the high scenario i.e. 5.00% p.a.. For the first two years, benefits payable for Death or Total and Permanent Disability (TPD) due to non-accidental causes is 100% refund of Total Contributions paid.

Death Benefit: PSC or Participant's Universal Takaful Account (UTA) Value, whichever is higher, less indebtedness (if any).

Terms and conditions apply.

Age Next Birthday
Increasing Prevailing
Sum Covered (PSC)
End of Certificate Year
Potential Investment Upside (UTA Value)

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Terms and conditions apply. This is a Takaful product underwritten by Great Eastern Takaful Berhad (201001032332 / 916257-H). OCBC Al-Amin Bank Berhad (200801017151 / 818444-T) is the distributor of this product. The above is for general information only. It is not a contract of Takaful. The precise terms and conditions of the plans are specified in the certificates. It does not constitute an offer to buy a Takaful product or service. It is also not intended to provide any Takaful or financial advice. You may wish to seek advice from your financial advisor before making any purchase. A person interested in the above plans should read the Product Brochure and Benefits Illustration (obtainable from the Bank) before deciding whether to buy this product. The above plans are underwritten by the abovementioned Takaful company. All claims and liabilities arising from the certificates should be made with the Takaful company.

Important Notices:

Brochure with Terms and conditions
Product Disclosure Sheet