MYR Fixed Deposit

Grow your money
with higher interest rates

*Higher interest rates compare to savings acount.

Initial deposit


for 1-month fixed deposit,
RM1,000 for 2 months and above.

Available in different periods

up to


  • Age 18 and above
  • Malaysians, Malaysia PRs and foreigners
How to apply

Note: Rates are indicative only. For more information on fixed deposit interest rates, please call 03- 8317 5000 (personal banking enquiries) or 1300 88 7000 (business banking enquiries). Different rates apply to Malaysians, Malaysian permanent residents, non-residents and corporations.

Online banking

Track your money

View all your OCBC Bank accounts, download previous and current statements, and much more with OCBC Bank Online Banking.

Withdraw your fixed deposit

Easi-FD Access

An overdraft facility that gives you quick access to funds as and when you need it. Available for fixed deposits of at least RM5,000. (Customer's application for the facility is subject to approval)


Apply at one of our branches

Please bring along:

for initial deposit

Identity card

Find nearest branch to apply

Important Notices

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i  placed on and after 5 March 2018 no interest /profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affected by this revision.