My First Home Scheme

A programme to help you own your first home

Up to 100% financing

Product Disclosure Sheet > ENG  BM

Repayment period of up to 35 years or age 65, whichever is earlier

For residential properties under construction or completed

Property value between RM100,000 and RM500,000


  • Age 40 and below
  • Malaysians only
  • First-time home buyer
  • Must be an occupant
  • For joint application with combined gross income of up to RM10,000/month. Single borrower's gross income not exceeding RM5,000/month.
  • Permanent staff at current company, employed for at least 6 months.

Amount you can borrow

Home Loans
From RM100,000 to 90% of valuation

My First Home Scheme
From RM100,000 – RM500,000

Special Housing Loan Scheme
Up to RM250,000 (WM) and RM300,000 (EM)

Calculate how much you can borrow

Talk to us to find out more

Consult our customer service officers and get free advice for your home loan needs with no obligations.

Find nearest branch to apply

Call us at


03 8317 5000