BizFinancing
The business financing option to drive your business forward without collateral
Fulfil your business cash flow needs or business expansion plans with OCBC BizFinancing.
Get financing of up to RM600,000
Financing tenure of up to 5 years
No collateral required
Purpose of financing
Financing rate
Financing limit
CGC guarantee coverage
Up to 70% of the unsecured facility/portion approved by the Bank
Maximum tenure
Eligibility requirements
Business ownership
Company must be 100% Malaysian-owned and all directors or guarantors must be Malaysian citizens
Minimum 3 years in business operations
Age of directors/shareholders/managing director:
- Minimum: 21 years old
- Maximum: 65 years old
(at the point of Financing maturity)
Terms and conditions
All required forms and supporting document must be duly completed and submitted.
All loans are subject to satisfactory assessment by the Bank.
Subject to Credit Guarantee Corporation (CGC) credit evaluation approval.
The current Base Lending Rate (BLR) effective from 9 November 2022 is 6.51% p.a. for loans/financing facilities referenced against BLR.
or call us at +603 8317 5200.
Monday to Friday 9am to 6pm
(Excluding public holidays)
OCBC eBiz Account
Build your dream business starting with the all-in-one business current account for business of all sizes
FX Online
The Smarter Way to perform Overseas Transactions. You may view live FX rates and book contracts instantly via OCBC Velocity
Industrial Hire Purchase
Grow your business faster with new or upgraded equipment