Cash management service tailored for your company to manage your business online

Why you will love this

Complete banking package to ease your business financials conveniently

Focus on growing your funds with all your business banking needs covered

Who can apply

All business including SMEs as defined by SME Corporation Malaysia

Minimum initial deposit of RM250,000 for Business Signature package and RM50,000 for Business Access package

Ease your financials while growing your funds with the OCBC Business Access or Business Signature Account, tailored to meet your business banking needs.

business access and business signature BENEFITS

Manage & monitor your transactions easily

Get an overview of your account information and balances in real-time, and receive eAlerts of your transactions, incoming and outgoing funds with OCBC OneTouch on the OCBC Malaysia Business Mobile Banking app.

Digital banking anytime, anywhere

Handle all your banking needs 24/7 on mobile and desktop with OCBC Velocity, our award-winning digital business banking platform, and the OCBC Malaysia Business Mobile Banking app.

Hassle-free local and overseas payments

Choose from a variety of methods to expedite funds transfers. We provide direct debit from other bank accounts, real-time fund collections from FPX member banks and bulk cheque services for local transfers. For international transfers, remit funds quickly with Telegraphic Transfer (TT) or demand draft for non-urgent transfers.

Use your Business Debit Card instantly

Enjoy global acceptance and withdrawal with your OCBC Business Debit Card, and make quick and safe contactless payments by tapping on point-of-sales terminals. Up to 12 cards for every account.

business access and business signature PACKAGE

Eligibility requirements

Business registration

All businesses including SMEs as defined by the SME Corporation Malaysia are welcomed to apply

Fees and charges

Minimum initial deposit for Business Signature


Minimum initial deposit for Business Access


Monthly account fee for Business Access and Business Signature


Important notices

Protected by PIDM up to RM250,000 for each depositor.

This deposit is an eligible deposit insured by the Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.

  1. Deposit protection is automatic
  2. PIDM protects depositors holding deposits with banks
  3. There is no charge to depositors for deposit insurance protection
  4. Should a bank fail, PIDM will promptly reimburse depositors over their deposit

For more information, please refer to the PIDM information brochures that are available at our counter or go to website at

or call us at +603 8317 5200.

Monday to Friday 9am to 6pm
(Excluding public holidays)


Best Payments and Collections Solution Provider 2021

The Asset Triple A Treasury, Trade, Sustainable Supply Chain and Risk Management Awards

Malaysia International Cash Management Bank of the Year 2021

ABF Wholesale Banking Awards

Best Cash Management Bank in Malaysia 2021

Alpha Southeast Asia Best FI Awards