Loans

EPF Withdrawal

Documents required for Housing Loan monthly instalment withdrawal

For information on the documents required, you can log on to EPF’s website www.kwsp.gov.my

Apply for a lump sum withdrawal to reduce / redeem Housing Loan

You can either call Contact Centre or complete the Service Request LSD002A form.

Service Request Form to submit to the Bank for Housing Loan monthly instalment withdrawal

You can either call Contact Centre or complete the Service Request LSD002B form.

Cost to obtain bank statement for EPF withdrawal

Please refer to the fees and charges document here

Duration to get bank statement for EPF withdrawal

You will receive the bank statement within 8 working days after the Bank receives your original request, duly signed.

Location to collect bank statement for EPF withdrawal

You can collect your bank statement at any OCBC branch or you can request to have us send it to your mailing address. A charge of RM25 for courier delivery will be debited from your loan account.

Photocopy of security documents for EPF withdrawal on the same day

We are unable to process the request on the same day. We will forward the security documents within 8 working days after the receipt of your original signed request.

Requested copy of SPA not given by the bank

We will not have the original SPA if the title has already been issued when you applied for the loan. If you have lost your original SPA, please obtain a certified true copy from the SPA solicitor.

Credit proceeds from reducing / redeeming housing loan to loan account as advance instalment

Please apply the Housing Loan monthly instalment withdrawal if you wish to utilise the EPF fund for instalment payment.

Apply for monthy instalment withdrawal while still serving interest

No. Please apply for yearly (lump sum) withdrawal. The proceeds will be credited as capital repayment.

Apply for bank statement to facilitate EPF withdrawal

You can apply for the bank statement to facilitate your EPF withdrawal.

If your loan account has 2 borrowers, either one may apply.

Apply for bank statement as the chargor of the property

Only the borrower can apply for the bank statement.