General enquiries

1300 88 0255

(wihin Malaysia)


(outside Malaysia)

Term Financing-i  
Term Financing-i is an ideal way to fund your business to bring you more benefits, whether it is for expansion,
asset acquisition or working capital.

Ijarah Muntahiah bi Al-Tamlik Term Financing-i
A financing based on the Shariah structure of Ijarah Muntahiah bi Al-Tamlik (Leasing ending with ownership).

Under this structure, the bank purchases the asset from the customer and subsequently, the bank leases the asset to the customer under the Ijarah contract. The customer pays the rental to the bank and at the end of the financing tenure, the bank sells the asset at nominal value to the customer.

Purpose of financing
  • Acquisition of asset
  • Refinancing of asset
  • Working capital financing

Types of asset
  • Residential properties
  • Commercial properties
  • Industrial properties
  • Business assets

  • Floating rate
  • Competitive margin of financing and tenure
  • Save more and manage your cash flow with our competitive rate
  • Stamp Duty waiver* for refinancing of conventional loans and new financing applications
  • No extra charge for payment by Standing Instruction
  • Also available for working capital

* Terms & conditions apply.

  • Firms
  • Companies

Further information
  • Products are available only at selected business centres. Please call our contact centre at 1300 88 0255 (within Malaysia) or 603-83149090 (outside Malaysia) to find out more.