Velocity@ocbc
Malaysia
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Hotlines
General enquiries

1300 88 0255

(wihin Malaysia)

603-83149090

(outside Malaysia)

Financing  
Explore the specially designed financing products and services to cater for your business requirements.
Term Financing-i is an ideal way to fund your business to bring you more benefits, whether it is for expansion, asset acquisition or working capital.


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Ijarah Muntahiah Bi-Tamlik Term Financing-i
A financing based on the Shariah structure of Ijarah Muntahiah bi Al-Tamlik
(Leasing ending with ownership).


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Business Cash-i
An unsecured term financing facility based on the Shariah concept of Commodity Murabahah.


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Ijarah Cash Line Facility-i
A convenient facility for working capital and short term financing based on the Shariah concept of Ijarah (lease).


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Commodity Murabahah Revolving Credit Facility-i
A short term revolving financing facility based on the Shariah concept of Commodity Murabahah.

The bank provides financing for equipment, machinery, vehicles for commercial usage, goods listed under the First Schedule of Hire Purchase Act 1967 for business use and other suitable and acceptable equipment by the bank.


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Industrial Hire Purchase-i
An asset financing facility based on the Shariah concept of Al-Ijarah Thumma Al-Bai (hire or lease ending with ownership transfer).
IMBT Industrial Hire Purchase-i
A floating rate asset financing facility based on the Shariah concept of Ijarah Muntahiah bi Al-Tamlik (Leasing Ending with Ownership Transfer).
Al-Amin Hire Purchase-i
An asset financing facility based on Shariah concept of Ijarah Muntahiah bi Al-Tamlik (Leasing Ending with Ownership Transfer).
Equipment Financing-i
An asset financing facility based on the Shariah concept of Bai’ Bithaman Ajil (BBA) (sale of assets on deferred payment basis).


Trade Financing-i
OCBC Al-Amin offers a wide range of trade finance products and services facilities which provide great solutions for your business requirements.

Bills for Collection-i (Wakalah)
A service to facilitate import / export trade settlements.

Letter of Credit Advising-i & Letter of Credit Confirmation (Wakalah)
A service extended by the bank to notify the beneficiary of the arrival and the authenticity of the Letter of Credit received in their favour. OCBC Al-Amin also offers confirming service for Letter of Credit to help you manage risk exposure to the Issuing Bank.

Letter of Credit-i (Murabahah/Wakalah)
An undertaking to pay seller / exporter for the importation of goods.

Trust Receipt-i (Murabahah)
Financing of domestic or international trade documents drawn against Letter of Credit-i.

Local Bill Purchase-i/ Export Bill Purchase-i (Bai’ Al-Dayn)
Financing to exporters / sellers who need immediate funding in exchange for export documents.

Bank Guarantee-i / Standby Letter of Credit-i (Kafalah)
Guarantee payment to the beneficiary in the event of customer's non-performance of contract with beneficiary.

Shipping Guarantee-i (Kafalah)
Service to our customer (importer) to secure delivery of goods immediately before receipt of the shipping documents.

Accepted Bill-i (Murabahah)
Financing of domestic or foreign trade transactions as per Bank Negara Malaysia guidelines based on Murabahah (mark-up sale) and Bai’ Al-Dayn (sale of debt or also known as debt trading) contracts.

Invoice Financing-i (Tawarruq)
Short-term Ringgit based financing product which complements other traditional Ringgit-Based Trade Financing products such as Accepted Bill-i and Trust Receipt-i. Financing is offered to finance both purchases and sales of shariah compliant goods.

Trade Forms