Home Loans

Own your dream home with an affordable loan

Daily rate interest calculation

If the borrower is Malaysian, the repayment period of up to 35 years or age 70, whichever is earlier

Able to redraw funds that have been repaid

How to apply

2 different products to suit your needs

Ideal Mortgage

  • Variable rates pegged to Mortgage Lending Rate (MLR)
  • Available choice of lock-in or no lock-in packages
  • Flexibility to sell and upgrade your property

Standard Housing Loan

  • Variable rates pegged to Base Lending Rate (BLR)
  • No notice required on extra repayments made
  • Can include or be converted to overdraft facility
  • Available financing for Mortgage Reducing Term Assurance (MRTA) premiums
  • Standing instruction on monthly instalments is available

Amount you can borrow

Home Loans
From RM100,000 to 90% of valuation

My First Home Scheme
From RM100,000 – RM400,000

Special Housing Loan Scheme
Up to RM100,000 (EM) and RM120,000 (WM)

Calculate how much you can borrow

Talk to us to find out more

Consult our customer service officers and get free advice for your home loan needs with no obligations.

Find nearest branch to apply

Call us at


1300 88 5000

Need help?

1300 88 5000

or contact us online