Home Loans

Own your dream home with an affordable loan

Daily rate interest calculation

If the borrower is Malaysian, the repayment period of up to 35 years or age 70, whichever is earlier

Able to redraw funds that have been repaid

How to apply

Standard Housing Loan

  • Variable rates pegged to Base Rate (BR)
  • No notice required on extra repayments made
  • Can include or be converted to overdraft facility
  • Available financing for Mortgage Reducing Term Assurance (MRTA) premiums
  • Standing instruction on monthly instalments is available
Note :
Effective 2/1/2015, the bank will use the Base Rate to price all NEW retail floating rate loans/financing facilities applications.

Reference rates for existing loans under the Ideal Mortgage peg to MLR and Standard Housing Loan peg to BLR will not be impacted.

The effective lending rate for a standard 30 years housing loan of RM350,000 is 4.80% (wef 27/07/2016)

Base Rate effective from 27/07/2016 is 3.72%
Introduction of New Reference Rate - Base Rate

Amount you can borrow

Home Loans
From RM100,000 to 90% of valuation

My First Home Scheme
From RM100,000 – RM500,000

Special Housing Loan Scheme
Up to RM250,000 (EM) and RM300,000 (WM)

Calculate how much you can borrow

Talk to us to find out more

Consult our customer service officers and get free advice for your home loan needs with no obligations.

Find nearest branch to apply

Call us at


03-8317 5000

Need help?

03-8317 5000

or contact us online