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Residential Property Loan

A credit facility to finance the purchase of residential properties for the purpose of owner occupation or to refinance from an existing financier. Repayment mode is in fixed monthly instalments of principal and interest with the interest calculated on daily rest basis.

So, have you been shopping around lately seeking credit facility to finance the purchase of your dream home? Remember, housing loan is a long term commitment. You need to find a package which gives you that feeling of contentment, where hunting for the lowest interest rates in town should no longer be dominating your pastime.

Next Steps : 
  Benefits
 Daily rest interest calculation.
 Long loan tenure of maximum 40 years or up to age of 70 years old.
 No notice is required on extra payment to reduce your loan.
 Flexible redraw option - capital repayment paid in can be taken out when in need of fund in future.
 Flexibility of converting your home loan portion to overdraft when you require in future.
 Choice of housing loan or a combination of housing loan plus overdraft.
 Financing for Mortgage Reducing Term Assurance (MRTA) premium is available.
 Free Standing Instruction on monthly instalment payment.
  How to Apply
 To find out more about our housing loan packages, please feel free to contact our Call Centre agents at 1300 88 5000.

 

* Terms & Conditions apply

  Next Steps
 Visit our branch
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Related Links
Loan Calculator
Fund Transfer
Payment channels for OCBC Home Loan

Information for you
EPF Website for Housing Loan withdrawal scheme
Find out more » 
MLR 14

               
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