OCBC 365 MasterCard

Eligibility

Age: 21 and above

Annual Income: At least RM24,000 per annum

Annual Fees*

No annual fee for the first 3 years**

Principal card: RM106 per annum

Supplementary card: RM53 per annum

*Annual fees are inclusive of 6% GST.
**Only applicable to first time OCBC Credit Card customers and customers who last held an OCBC Credit Card more than 12 months ago.


OCBC 365 MasterCard Features

No cap on rebates

Get rewarded for your retail purchases, from dining to entertainment, from travelling expenses to insurance, and so much more.

Rebate on monthly spend up to RM1,000

Earn 1.0% rebate on all retail purchases when you spend up to RM1,000 every month with your OCBC 365 MasterCard. Rebates are automatically credited into your card account, and will be reflected in your monthly statement.

Rebate on subsequent spend above RM1,000

Earn 0.5% rebate on all subsequent retail purchases when you spend above RM1,000 with your OCBC 365 MasterCard. Rebates are automatically credited into your card account, and will be reflected in your monthly statement.


Great benefits with OCBC 365 MasterCard

Interest-free period

Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can also spend at any of our participating merchants with an interest-free instalment plan. Terms and conditions apply.

Easy bill payments

OCBC PayMaster gives you the convenience of having your utility and service bills paid automatically through monthly debit of your OCBC Credit Card.

Privileges and promotions

Access to various great promotions and enjoy special privileges both locally and regionally.


Terms and Conditions
Frequently Asked Questions