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iQ Combo Card


iQ Elite
and iQ Basic Members who are eligible for credit cards will be offered iQ Combo Cards (ATM Cards that double up as Visa Platinum Credit Cards).

With this, you will only need to carry one card instead of two cards as well as enjoy a host of benefits:  
Auto-sweep facilities between your iQ Account and your Visa Platinum Credit Card. This means you can avoid having cheques returned or transactions declined with your Credit Card.
   
OCBC Rebates Programme - Every transaction you make using your iQ Combo Card will gain you a rebate that will be reflected in your monthly statement. And that involves any transaction - from the purchase of your dream plasma TV to payments for regular necessities such as daily groceries (even your auto-debit transactions are covered).
   
Exclusive access to KLIA Plaza Premium Lounge and other Visa Platinum privileges.
   
Automatic bills payment service.
   
Your iQ Combo Card allows you to perform any ATM transactions at all ATM networks, locally and worldwide. The fees and charges are as follows:

ATM Networks
iQ Elite
iQ Basic
OCBC Bank and
OCBC Al-Amin branches
FREE
Foreign banks’ ATMs
(HOUSe network)
RM1 for each successful cash withdrawal
Local banks’ ATMs
(Visa Plus network)
First 2 cash withdrawals per month will be FREE.
Subsequent successful cash withdrawals at RM4 each.
OCBC Singapore ATMs
RM2 for each successful cash withdrawal

Note: iQ Elite and iQ Basic Members who are not eligible for iQ Combo Cards will be given iQ ATM Cards.
 
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