Higher returns on your savings

Up to 3.00% interest a year on your savings
  • Regular savings to achieve savings goal
  • Flexibility in deposits and withdrawals

Save more with preferential rates

Exclusive rates to help maximise your savings
  • Get preferential rates on your fixed deposit, mortgages, personal financing, insurance plans and other banking solutions

Everyday conveniences

Access and manage your money
  • Perform balance enquiries and withdrawals at over 10,000 ATMs nationwide
  • Perform various banking transactions through our dedicated iQ Service Executives at our Contact Centre, or via online banking and fax banking


Pay bills & transfer funds online

Greater convenience with online banking
  • Pay for utilities, assessments, telcos, satellite TV and much more
  • Transfer funds within OCBC or to other banks, with no bank charges

Account overview

Comprehensive view of your transactions
  • See a consolidated and detailed overview of your account with the monthly eCashflow statements

How to sign up

If your employer has already endorsed iQ@work

You can get the contact details of your company’s dedicated iQ Manager from your HR department.

If you want your company to start using iQ@work

If your company is not participating in the scheme yet, share your HR contact details with us and enjoy these benefits when your company endorses the scheme.

Email us at or call us at 03 8317 5000.