Bank Overdraft Loan | OCBC Malaysia

OVERDRAFT

Pledge your assets for extra cash

Why you will love this

Get standby funds up to the approved credit limit

Access to extra cash

Interest is charged on the amount used

Who can apply

Malaysian citizens between 18 and 70 years old

Minimum monthly gross income of RM5,000

Pledge your assets for extra cash to ease your burdens.

FEATURES AND BENEFITS

Get standby funds

Access standby credit up to the approved credit limit.

Access standby credit up to the approved credit limit.

Access extra cash

Get extra cash by pledging your assets to take advantage of market opportunities.

Get extra cash by pledging your assets to take advantage of market opportunities.

Enjoy competitive low interest rate

Interest is charged on amount used, depending on collateral pledged.

Interest is charged on amount used, depending on collateral pledged.

Rates

Interest rates for overdraft

Interest rates are dependent on the collateral pledged. Call us at +603 8317 5000 for more information.

BEFORE YOU APPLY

Eligibility requirements

Age

18 and 70 years old

Nationality

Malaysian and Permanent Residents

Minimum monthly gross income

RM5,000


Important notices

Terms and conditions apply. 

All applications for OCBC Overdraft are subject to OCBC Bank's credit assessment and approval and other applicable terms and conditions.


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