|
No
|
Item
|
Fee and charges
|
Applicable to
|
| 1 |
Processing fee/ facility fee |
1. RM100 : Up to RM1.0 million
2. RM200 : above RM1.0 mil to RM2.0 mil
3. RM300 : above RM2.0 mil to RM3.0 mil
4. RM400 : above RM3.0 mil to RM4.0 mil
5. RM500 : above RM4.0 mil to RM5.0 mil
6. 0.15% - 0.25% flat on the facility amount approved above
RM5.0 million or facility granted under Bridging Loan
7. For temporary OD or tradeline: 0.1% of amount approved or
min RM200
This charge is excluded for facilities fully secured against
cast deposits and Government Assisted Loan Schemes.
|
All Business Financing except SMEs |
| 2 |
CTOS |
Nil |
- |
| 3 |
CCM |
Charges for conducting of company searches/ winding-up searches/
official assignee searches are based on actual amount charged by
the agent who conducted searches.
|
Loan origination
All Business Financing
Annual Review
All Business Financing except SMEs
|
| 4 |
CCRIS |
Nil |
- |
| 5 |
Confirmation/verification of signatories for government tenders |
Nil |
- |
| 6 |
Drawndown fees (commitment fees) |
Commitment fees
OD : 1.0% per annum on the unutilised portion of the OD facility
RC : 1.0% per annum on the unutilised portion of the revolving facility
|
All Business Financing |
| 7 |
Review fees |
1. RM200 for facility amount below RM5.0 million
2. RM500 for facility amount above RM5.0 million
Review/Renewal fee is charges per review annually and not per facility.
This charge is excluded for facilities fully secured against cash deposits and Government Assisted Loan Schemes.
|
All Business Financing except SMEs |
|
| 8 |
Valuation report |
1. Valuation fees charged by the valuer will be debited into borrower’s account. |
All Business Financing |
| 9 |
Restructuring / rescheduling fees |
Nil |
- |
| 10 |
Reminder fees |
RM10 per reminder from 2nd reminder onwards. |
All Business Financing except SMEs |
| 11 |
Penalty charges |
TL : 1% on the amount in arrears for the month
OD: 1% per annum above the interest rate for excesses
|
All Business Financing |
| 12 |
Letter of undertaking/disclaimer |
RM10, chargeable on the developer/borrower |
All Business Financing |
| 13 |
Attend court hearings, auction proceeding |
Nil (Charged by lawyer) |
- |
| 14 |
Obtain new reserve price and new auction date |
Nil (Charged by lawyer) |
- |
| 15 |
Property/project inspection (before progressive release of the loan) |
Nil |
- |
| 16 |
Letter of demand |
Nil (Charged by lawyer) |
- |
| 17 |
Revolving credit (handling charges if insufficient notice is given) |
Foreign RC : RM100 on prepayment handling fees |
All Business Financing |
| 18 |
Disposal of pledged shares (initiated by bank) and/or upliftment of FD to settle arrears |
FD : No charges
Shares : 0.05% of market value
(Min: RM5, Max : RM500)
|
All Business Financing |
| 19 |
Photocopy charges |
For title deeds : RM5 per title
For legal documents : RM10 per document (excluding title)
|
All Business Financing |
| 20 |
Audit confirmation |
1. RM20 on account balances
2. Additional RM50 for other information
|
All Business Financing |
| 21 |
Redemption statements |
1. RM50 per request
2. RM10 per redemption statement issued chargeable on the Developer/Borrower (Applicable to Bridging Loan only)
|
All Business Financing |
| 22 |
Redemption fees |
Nil |
|
| 23 |
Standard agreement form |
RM6 per copy |
All Business Financing |
| 24 |
Prepayment charges |
1. Amount prepaid X (cost of funds levied – cost of funds prevailing on prepayment date for the remaining period to maturity) X remaining period. (Applicable to RC facility or TL tagged on fixed rate/COF)
|
All Business Financing |
|
Insufficient funds
Technical Reasons
|
2. A penalty charge of 1.50% on the amount prepaid, subject to a minimum charge of RM25,000-00, whichever is higher, will be imposed if the loan is refinanced within 3 years from the date of first drawdown.
3. (Only subject to loan under special interest rates)
3% pa on original loan or min RM5,000, whichever is higher
|
All Business Financing
Sole Prop & Partnerships
|
| 25 |
Cancellation fee |
0.25% flat on the undrawn amount. (Applicable when facility cancelled by customer or expired of the availability period) |
All Business Financing |
| 26 |
Administrative Fee – Custody of Security Documents |
RM10 flat per unit based on the expected number of sub-divided titles to be issued. |
All Business Financing except SMEs |
| 27 |
Processing Fee – Equipment Financing Legal Documentation (i.e. Al Ijarah Leasing, Islamic HP) |
RM100 for facilities below RM200,000
RM200 flat for facilities above RM200,000
Transportation fee for stamping :RM10
|
All Business Financing |
