Go online and cut the time spent on mortgage applications with the innovative OCBC Home Loan. You can finance up to 90% of your new home value for up to 35 years. And get additional security with our Flexible Mortgage Protection Plans.

Click on Instructions and apply online in 3 simple steps.
DAILY INTEREST CALCULATION
for maximum savings
UP TO 35 YEARS*
repayment period
REDRAW FUNDS
that have been repaid
* If the borrower is a Malaysian, the repayment period is up to 35 years or age 70 years, whichever comes earlier.

Note:

  • Effective 2/1/2015, the bank will use the Base Rate to determine all NEW retail loans floating rate loans/financing facilities applications.
  • Reference rates for existing loans under the Ideal Mortgage pegged to MLR and Standard Housing Loan pegged to BLR will not be impacted.
  • The effective lending rate for a standard 30-year housing loan of RM350,000 is 4.95% (wef 1/4/2015).
You just need to complete the following 3 simple steps to submit your application online:
  1. Read and agree to the Terms and Conditions.
  2. Submit the relevant Applicant and Home Owner details.
  3. Submit scanned images of:
    • Your I.C. (both front and back)
    • Your Booking Form
    • Your latest EPF statement or latest 3 months salary slips
It only takes about 5 minutes, so click on the Apply Now button to get started!   
   APPLY NOW