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Current (Basic Current Account)

The transactional account that meets your personal or business needs.
A transactional account with unlimited cheque writing facilities and no service fee for six monthly balance of RM1,000 and over.

It doesn't take a financial expert to notice our account is designed with you in mind.
Flexible, accessible and convenient. Uncomplicated and easy to manage. These are the characteristics that we've incorporated into this transactional account to meet all your personal or business needs.

With effect from 1 February 2005, this is OCBC's basic current account for all Malaysians (including permanent residents) to transact basic banking services at minimal costs and enjoy FREE unlimited transactions!

Next Steps : 
  Benefits

Cheque Book
Enjoy the convenience of settling your household bills and make payments for purchases by cheque.

Cheque Protection
You can arrange for automatic funds transfer (one-way sweep) from your savings account to protect you from bouncing a cheque!

Monthly Statement
Free monthly statement that lists all your account transactions for your easy financial management.

Interbranch And ATM Cash Withdrawals
You can enjoy easy access to your account with interbranch and ATM cash withdrawals from our wide network of 25 branches in Malaysia , over 360 OCBC ATMs in Singapore and also at any Visa PLUS ATMs worldwide.

Free Unlimited Transactions
You can enjoy unlimited transactions over the counter and ATM cash withdrawals* at no cost.

* ATM cash withdrawal fee for cross-border ATM cash withdrawals and at other banks' ATMs via Visa PLUS shall be subjected to prevailing fees.

24-hour Convenience
You can also enjoy our 24-Hour Services via our self service banking with your EasiCard ATM card and OCBC PhoneBanking services. Banking from anywhere, anytime, 7 days a week.

Standing Instruction
Sign up for standing instructions to make payments for your routine bills.

  Eligibility
 Individuals aged 18 years old and above. An introducer is required
 Minimum initial deposit of RM500. No minimum balance to maintain.
 Non-residents and businesses such as company, firm, professional practices and associations/clubs/societies can open and operate current accounts for transactional purposes. Initial deposit is RM1,000
  Fees and Charges
 Waiver Of Service Fee
If your account's six-monthly average balance is RM1,000 and over, the half-yearly service fee will be waived.
 An annual dormant account service fee is applicable if there is no transaction for one year from the date of the last transaction.
 Minimal fee is applicable if account is closed within 3 months from the date of account opening.
 Click here for guides on Fees & Charges
  Next Steps
 Visit our Branch
 Call Us
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