1.4%p.m. of the outstanding amount calculated on a daily basis from the date of transaction. A minimum of RM2 shall be charge for interest charges equal or less than RM2
Annual Fee
RM60. Waived for the first year during launch promotion.
Minimum Monthly Repayment
5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charge
1% of minimum repayment amount due or a minimum of RM10, whichever is higher
Overlimit Fee
A 5% of total over limit amount or RM50 per instance of overlimit fee, whichever is higher.
ATM Charges
Free withdrawals at OCBC ATMs in Malaysia
RM12 for withdrawals at any OCBC ATMs in Singapore
RM12 for withdrawals at non-OCBC ATMs with Visa Plus
Conversion for Overseas Withdrawal
The conversation rate is determined by Visa International and no additional administration cost is imposed by the Bank
