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Islamic Banking

	Current Account-i

	Financing: House Fin-i / Term Fin-i / Cash Line-i

	Savings Account-i

A.	Current Account-i
	Half-yearly Service Charge (if average balance for half-year is less than RM1,000)	RM10
	Cheque Book Order - Stamp Duty - Service charge for courier	RM0.15 per cheque RM5 for maximum of 3 cheque books
	Cheque Return – Service Charge: Insufficient funds Technical Reasons	RM150 RM10 per incident
	Stop Payment (over counter) - Service charge (continuous series) - Service charge (non-continuous series) - Withdrawal of Stop Payment Instruction	RM20 per request RM20 per cheque RM10 per request
	3^rd Party Cheque Encashment	RM3 per cheque
	Temporary overdrawing arising from cheque presented – Service charge: Individual Non-Individual	RM50 per event RM100 per event
	Cheque Clearance
	Deposit of Outstation Cheque - Inland Exchange Commission	0.03% of cheque amount Min RM0.50, Max RM500
	Deposit of Foreign Currency Cheque (Minimum per cheque value of RM100 equivalent) Stamp Duty - Commission Cheques sent on cash letter Cheques sent on collection/Final Credit service Postage	RM0.15 per cheque RM10 per cheque 0.1% min RM25 and max RM100 Depending on destination
	Request for Cheque Image	RM10 per cheque

B.	Financing: House Fin-i/Term Fin-i/Cash Line-i
	Financing processing fees (Personal Applicant)	Waived
	Compensation on Late Payment charge - Within tenure of financing - After tenure financing tenure	1% on the installment amount in arrears for the month ‘R’ Rate
	Processing cost for request of redemption statement by customer or lawyer on behalf of customer.	RM50 per request
	Processing fee on financing statement request (in addition to half yearly statements)	RM10 per request of additional statement.
	Processing fee on request of letters to EPF for all withdrawals	RM50 per request
	Photostatting title deeds	RM5 per title
	Photostatting legal documents	RM10 per document

	Cash Financing-i
	Processing Fees	NIL
	Stamp Duty	NIL (Verbal Contract)
	Interbank Giro (Disbursement)	RM0.50
	Legal Charges	NIL
	Takaful Mortgage Plan (Islamic Insurance)	Charge is based on financing amount, tenure and age of customer

Savings Account-i

Lost savings passbook

- Stamp duty for Letter of Indemnity

- Service Charge

RM10

Request for Statement (Savings & Current)

Service Charge for Savings Account with SWEEP facilities and Premier Savings Account

RM10 per month

RM5 per month (if average balance below RM5,000)