Home Loans | OCBC Malaysia

OCBC HOME LOANS

Own your dream home with an affordable loan

Why you will love this

Flexible choice of financing facility

Competitive financing rates

Able to redraw funds that have been repaid

Who can apply

Malaysian citizens between 18 and 70 years old

Minimum monthly gross income of RM5,000

OCBC Home Loan lets you acquire your dream home faster with customised and holistic solutions.

FEATURES AND BENEFITS

Flexible choice of financing facility

Choose an option that is available in a form of term loan, overdraft or a combination of both.

Choose an option that is available in a form of term loan, overdraft or a combination of both.

Competitive financing rates

Enjoy attractive financing rates depending on financing facility chosen.

Enjoy attractive financing rates depending on financing facility chosen.

Redraw funds

Be able to redraw funds that have been repaid.

Be able to redraw funds that have been repaid.

HOME LOAN PACKAGE

Standard Housing Loan

  • Variable rates pegged to Standardised Base Rate (SBR)
  • No notice required on extra repayments made
  • Available financing for Mortgage Reducing Term Assurance (MRTA) premiums
  • Standing instruction on monthly instalment is available

Notes

The current Standardised Base Rate (SBR) effective from 10 May 2023 is 3.00% p.a.
The indicative effective lending rate for a standard 30-year housing loan/financing of RM350,000 is 4.70% p.a.
For low-cost residential property buyers, find out more at Special Housing Loan Scheme.

LOAN CALCULATOR

Find out your loan repayment amount.

Calculate your loan repayment amount

Here is how much you need to pay monthly

Loan Repayment Amount

RM0.00

BEFORE YOU APPLY

Eligibility requirements

Minimum age

18 and above

Minimum monthly gross income

RM5,000


Important notices

All applications for OCBC Home Loan are subject to OCBC Bank's credit assessment and approval and other applicable terms and conditions.


or visit us at a branch

Locate a branch

OTHER PRODUCTS YOU MAY LIKE