Great Eastern Platinum Mastercard Credit Card| OCBC Malaysia

OCBC GREAT EASTERN PLATINUM MASTERCARD

Unlimited cashback for the wellness explorer

Why you will love this

2.5% cashback on Great Eastern insurance premiums, capped at RM100 a year

0.1% unlimited cashback on other retail spending, excluding Great Eastern insurance premiums

No annual fees

Who can apply

Anyone at least 21 years old

Must have an annual income of at least RM48,000

Must be a Great Eastern Life policyholder

OCBC Great Eastern Platinum Mastercard is your ideal wellness buddy that rewards you for all your lifestyle choices.

FEATURES AND BENEFITS

Receive cashback on Great Eastern insurance premiums

Earn 2.5% cashback on Great Eastern insurance premiums when you charge to your OCBC Great Eastern Platinum Mastercard, capped at RM100 a year.

Get unlimited cashback

Earn 0.1% unlimited cashback on other retail spending, excluding Great Eastern insurance premiums.

No annual fees

Enjoy zero annual fees with the OCBC Great Eastern Platinum Mastercard.

Unlock privileges and rewards

Enjoy Live Great privileges and other health and wellness rewards wth our Live Great Partners.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Annual income

Minimum RM48,000 per annum


Fees & charges

Annual fee

RM0

Product Disclosure Sheet


Required documents

Multinational company, Public listed company, Government linked company, Government servant

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Non-multinational company, Non-public listed company, Non-government linked-company

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
  • Latest EPF statement with at least 3 months contributions; OR
  • Latest Borang B/BE/e-filing with proof of tax payment

Self-employed (more than 2 years with/in current business)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
  • Form 24/29/49;
  • Business Registration certificate/print out from SSM/CTOS/CBM
  • Latest Borang B/BE/e-filling with proof of Tax payment
With salary slip (except sole proprietor)
  • Latest 6 months salary slips AND 6 months supporting bank statements
Business bank statement (shareholding must be > 50%)
  • Latest 6 months principal bank statements
EPF statement (except sole proprietor)
  • Latest EPF statement with at least 3 months contributions

Commission Earner (full commission earner without basic salary)

  • Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months

Non-Great Eastern (GE)

  • 6 months commission statements with 6 months supporting bank statements

Foreigner/Malaysian working abroad

Salaried/Employed

  • Latest 3 months salary slips AND supporting bank statements; OR
  • CPF statement for Singaporean and Malaysian with Singapore PR; OR
  • Valid work permit if employment is not in home country; OR
  • Permanent Residential ID (for Singapore PR)

Self-employed

  • Latest Tax Assessment from specific country; AND
  • Valid work permit/Permanent Residential ID requirement as per salaried above


Important notices

Notices

OCBC Great Eastern Platinum Mastercard Rebate Programme

OCBC Bank (Malaysia) Berhad merely provides payment convenience and disclaims all liabilities and obligations in respect of any products, services or representations by third parties. Usage of OCBC Credit Cards is subject to the terms and conditions in the OCBC Cardmember's Agreement.


or call us at +603 8317 5000.

Monday to Friday 8am to 10pm
(Excluding public holidays)

FAQS
Common questions
What are the benefits of the OCBC Great Eastern Platinum Mastercard?

You will earn rebates on purchases validly charged to your OCBC Great Eastern Platinum Mastercard as shown in Table 1 below:

Table 1

Rebate Transactions for Rebate Calculation

2.5%

(capped at RM100 per calendar year, per Principal card)

Great Eastern Insurance Premium payments only
0.1%

Other Retail Spending

(excludes Great Eastern Insurance Premiums)

You will also enjoy merchant offers from OCBC and Great Eastern's Live Great Privileges.

Is there a maximum rebate limit applicable to the OCBC Great Eastern Platinum Mastercard?

The 2.5% rebate on Great Eastern Insurance Premiums payments ("Great Eastern Insurance") is capped at RM100 per calendar year, per Principal and Supplementary card. There is no maximum rebate limit to the 0.1% rebate on Other Retail Spending.

With an annual premium of just RM4,000 you will already earn RM100 cashback. As for the 0.1% rebate on Other Retail Spending, it is unlimited.

What constitutes Great Eastern Insurance Premium payments and Other Retail Sending?

As stated in clause 3(a) of the Terms and Conditions of the OCBC Great Eastern Platinum Mastercard:

  1. "Great Eastern Insurance Premium payments" means the amount of Great Eastern insurance premium payment(s) ("Great Eastern Insurance") that is validly charged to your OCBC Great Eastern Platinum Mastercard Card for the month. This excludes any transaction reversal, transaction dispute, transaction fraudulence or Automatic Instalment Payment Plan relating to Great Eastern Insurance;
  2. "Other Retail Spending" means the amount of the Cardmember's retail spending which is validly charged to the OCBC Great Eastern Platinum Card for the month. Table 2 below sets out the transactions which form part of retail spending and transactions which do not; and excludes any Great Eastern Insurance:

Table 2

Retail Spending*

(Transaction Below Are Included For Cashback Calculation)

Non-Retail Spending

(Transaction Below Are Excluded For Cashback Calculation)

  1. Local and overseas/foreign currency purchase
  2. Auto Debit / Recurring
  3. Online Purchases / e-wallet / E-Commerce
  4. Instalment Payment Plan (IPP)
  5. Mail Order / Telephone Order
  1. Easy Payment Plan (EPP)
  2. Balance Transfer (BT)
  3. Call for Cash (CFC)
  4. Power Credit Cash Plus
  5. Outstanding Balance
  6. Auto Balance Conversion
  7. Cash Advance
  8. Finance Charge
  9. Annual Fee
  10. Late Payment Charge
  11. Reversal on Transaction
  12. Disputed Transaction
  13. Fraudulent Transaction
  14. Card Replacement Fee
  15. Service Tax
  16. Other Fees and Charges
  17. Donations to Charitable and Social Service Organisations
  18. Government - related payments
  19. Jompay, FPX and Duitnow QR transactions
  20. Any transactions made in the United Kingdom, or in the country which is a member of the European Economic Community (EEC) or European Union (EU) including Aland Islands, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Reunion, Romania, Saint Martin, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Iceland, Liechtenstein and Norway.

*Exclude transactions in countries specified in items (20) under Non-Retail Spending (including online/e-commerce transactions made to merchants tagged to the aforementioned countries)

Will my supplementary Card enjoy the same benefits as I do?

Yes. Supplementary Cardmembers will also enjoy the same benefits as Principal Cardmembers. The Supplementary Cardmember's spending will be cumulated with the Principal Cardmember's spending for rebate calculation, and rebates reflected in the billing statements of the Principal Cardmember's OCBC Great Eastern Platinum Card account.