Worldwide Recognition: Your OCBC Credit Card is accepted and recognised in Malaysia and internationally, so you can appreciate the better things in life, wherever you are.
OCBC Rewards Programme: Bursting with the finest dining, shopping, travelling and pampering opportunities, you will be spoilt for choice with the OCBC Rewards Programme.
Simply charge your purchases to your OCBC Credit Card and earn OCBC$ for annual fee waivers or redemption of rewards. Every RM1 from retail purchases charged earns you 1 OCBC$.
OCBC Privileges: Enjoy instant discounts and privileges at your favourite shops and restaurants with your OCBC Credit Card. Simply look out for the OCBC Privileges logo at more than 550 outlets in Malaysia and Singapore.
Annual Fee Waivers: Enjoy annual fee waivers of 25%, 50%, 75% or 100%, depending on the OCBC$ available in your account when your annual fee is due.
OCBC 0% Instalment Payment Plan: Purchase anything you want without paying for it all at once through our interest free instalments at any of our participating outlets.
OCBC PayMaster: Enjoy the convenience of having your utility and services paid automatically through monthly debit of the OCBC Credit Card.
Interest Free Period for Retail Transactions: 20 days from the statement date provided that there is no outstanding balance in the Cardmember's account. If cardmembers opt to make partial or minimum payment, interest charges on retail transaction will be imposed from the day the transaction is posted to the card account.
Flexible and Easy Payment: For your convenience, you can choose to settle your OCBC Credit Card bills through OCBC ATM, OCBC PhoneBanking or OCBC eCafe Online Banking services as long as you have an OCBC Bank account.
Cash Advance Facilities: Emergency cash advances are readily available locally at OCBC Bank branches and OCBC ATMs. When abroad, simply look for Banks displaying the VISA/MasterCard logo or VISA / Visa Plus ATMs.
Free Travel Insurance: Enjoy free travel insurance when you charge your full air fare to your OCBC Credit Card (Gold Cardmember coverage: RM500,000, Classic coverage: RM250,000).
Balance Transfer: You may choose to transfer the balance from your other credit/charge cards immediately to your new OCBC Credit Card.
CreditSafe: The CreditSafe takes care of your outstanding balance up to RM50,000 should the unexpected happens. It provides 24-hour worldwide protection against loss of life, permanent and temporary total disability. It also provides coverage for 36 critical illnesses that pays one lump sum up to RM50,000 upon diagnosis of any of the illnesses. You can enjoy all these benefits at a privileged rate of just 36 sen per RM100 of your outstanding balance.
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